- 3 Daniels St, Lilydale VIC 3140
- contact@prestigelendinggroup.com.au
- 0438 225 411
Smart Refinance
Still Paying Too Much on Your Mortgage?
Refinance with Prestige Lending Group and potentially reduce your repayments, unlock equity, or consolidate debt without the stress.
Smart Refinance
Your mortgage should be reviewed regularly — just like your investments.
If you haven’t looked at your home loan in the last 12–24 months, chances are you’re paying more than you need to.
Prestige Lending Group helps homeowners reset, restructure, and potentially save thousands.
Get a Complimentary Loan Health Check
Who we are
When Was the Last Time Your Loan Worked in Your Favour?
Most banks don’t automatically reduce your rate.
They rely on loyalty.
Meanwhile:
- Your fixed rate may have rolled onto a higher variable rate
- Your repayments might have quietly increased
- Better products may now exist that suit your situation
- You may have built equity without realising it
A refinance isn’t about switching banks.
It’s about regaining control.
Who we are
What a Smart Refinance Can Unlock
- Improved cash flow
- Access to usable equity
- Consolidated high-interest debts
- Flexible loan features
- A structure aligned with your future goals
- Even a small rate adjustment could mean significant savings over time.
The Prestige Lending Group Advantage
We Assess
- Your long-term plans
- Property position
- Income structure
- Borrowing capacity
- Risk tolerance
You may be closer to your next opportunity than you think. A smart refinance could unlock the ability to upgrade, invest earlier, reduce financial stress, and build stronger long-term wealth — but it starts with a simple review.
Our Simple 3-Step Process
Step 1
Quick Loan Review
We assess your current structure and financial position.
Step 2
Compare & Structure
We analyse suitable lenders and recommend the most appropriate option.
Step 3
Approval & Settlement
We manage paperwork, communication, and guide you through until completion.
No running between banks. No confusion. No pressure.
Limited-Time Refinance Bonus
Refinance through Prestige Lending Group and receive a $500 Coles or Myer Gift Card upon settlement.*
(*Subject to lender eligibility and minimum loan requirements.)
It’s our way of saying thank you for trusting us with your finance strategy.
Eligibility Criteria
To qualify for the $500 Gift Card promotion:
- Minimum loan amount: $250,000
- Available for:
• Owner Occupied Home Loans
• Investment Home Loans - Application must be submitted to the relevant lender by 31.03.2026
- Loan must fund by 30.04.2026
Gift card issued after loan settlement and subject to lender approval and eligibility.
Check Your Refinance Eligibility & Claim the $500 Bonus
Complete the short form below to see if you qualify for a smarter refinance and our limited-time $500 Coles or Myer Gift Card offer.
It takes less than 60 seconds and there’s no obligation.
Quick Links
Contact Info
- 3 Daniels St, Lilydale VIC 3140
- 0438 225 411
- contact@prestigelendinggroup.com.au
-
Monday to Friday: 9:00 AM – 5:30 PM
Saturday: By Appointment Only
Livandre Pty Ltd trading as Prestige Lending Group ABN 41 687 805 456 (Corporate Credit Representative No. 570 372) is authorised under Australian Credit License No. 517 192